Inventory Line of Credit

This financing uses your inventory as collateral to access working capital through a revolving credit line that scales with inventory value. It provides flexible funding for operations and growth, allows charitable giving to be integrated into your strategy, and offers tax benefits linked to community impact.

Inventory Line of Credit

Uses your inventory as collateral to unlock working capital.
Revolving credit line that scales with your inventory value.
Provides flexible funding for operations and growth.
Allows charitable giving to be integrated into your financing approach.
Offers tax benefits tied to charitable contributions and community impact.

Facility Size

Access between $100,000 and $100 million to fund your projects and community endeavors.

Revolving Credit

Your line of credit grows and adjusts automatically as your accounts receivable fluctuate, ensuring ongoing support for your financial needs.

Competitive Rates

Starting at Prime + 2%, offering manageable costs while enabling impactful giving.

High Financing Potential

Finance up to 95% of your current accounts receivable, maximizing your cash flow and supporting your community efforts.

Fast Funding

Typically, just 7+ days from application to receiving funds, so you can act quickly to meet opportunities and amplify your giving.

Who qualifies

At least one year in business, demonstrating stability and purpose.
No minimum FICO score required, making this accessible to most responsible businesses.
Minimum of $1 million in annual sales.
At least $250,000 in short-term accounts receivable, helping you manage liquidity and support charitable activities that can yield tax advantages.

Why Choose BeneFund?

BeneFund’s loan programs are crafted to promote ethical capitalism, empower visionary founders, and nurture long-term prosperity. With quick approvals, flexible terms, and transparent structures, your success drives collective good.