SBA

This financing provides affordable, long-term SBA loans for business growth, supporting investments in equipment, property, and cash flow. It offers government-backed security, integrates charitable giving, and delivers tax benefits while advancing a benevolent mission.

SBA-backed financing with standardized underwriting guidelines

SBA

Provides affordable, long-term SBA loans for growing businesses.
Supports investments in equipment, property, and cash flow improvement.
Offers government-backed financing for added security and confidence.
Encourages integration of charitable giving into your loan strategy.
Delivers built-in tax efficiencies while supporting a benevolent mission.

Up to $5 Million Funded

Secure subordinate financing tailored to your cash flow and growth goals, supporting your business and benevolent commitments.

Flexible Terms

Choose 1 to 2-year repayment terms with competitive rates starting at 15%, allowing you to balance financial needs with philanthropic initiatives.

Second Lien Position

Subordinate to your senior lender, providing capital without added collateral demands or equity dilution.

No Collateral or Strings Attached

Enjoy financing free of collateral coverage, equity requirements, warrants, or restrictive covenants—empowering your growth and charitable strategy.

Why Partner with Benefund for Your SBA Loan?

Generous Funding Capacity: Secure up to $5 million to amplify your business mission and community impact, while benefiting from charitable contributions tied to your financing.
Swift Approval Process: Move your plans forward quickly with approvals in 1 to 5 days, creating opportunities for timely giving that may yield tax savings.
Tailored, Flexible Terms: Benefit from SBA 7(a) loans with 10-year terms or SBA 504 loans extending up to 25 years, customized to your needs and allowing room for integrated philanthropy.
Competitive Rates: Enjoy rates starting at Prime + 1%, making financing manageable and ethical with the added advantage of social impact incentives.
Freedom to Prepay: Pay off your loan early without penalties, reflecting BeneFund’s commitment to financial flexibility and fairness, complemented by the benefits of charitable involvement.
Build Stronger Credit: Your responsible repayment activity helps strengthen your business credit profile for future opportunities—alongside supporting your community through giving.

Are You Ready to Grow with Bene?

Our SBA loan program supports businesses that are ready to elevate their impact.
Operating for 2 years or more, demonstrating longevity and dedication.
A credit score of 660+ showing financial responsibility.
Consistent business banking activity with $40,000+ monthly deposits or $500,000+ annual sales.
Freedom to Prepay: Pay off your loan early without penalties, reflecting BeneFund’s commitment to financial flexibility and fairness, complemented by the benefits of charitable involvement.
Clear financial standing with no bankruptcies, liens, or foreclosures in the last 3 years.

Simplifying Your Path to Funding

Navigating SBA loans can seem daunting, but BeneFund is here to guide you with a clear, supportive process. Reach out to explore your eligibility and receive personalized assistance to prepare a successful application. Together, we’ll secure the capital that helps your business flourish, while building charitable giving and tax-efficient strategies that protect your financial well-being.