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MCA Safety
Fast Business Funding

Sub Debt

This financing offers flexible subordinate funding to complement senior loans, strengthening your capital without giving up collateral, equity, or control. It supports business growth, integrates charitable giving, and provides tax benefits while promoting community impact.

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No Hard Credit Check Required

Sub Debt

  • Offers flexible subordinate financing to complement senior loans.
  • Strengthens your capital base without giving up collateral, equity, or control.
  • Provides additional financial support for business growth.
  • Allows integration of charitable giving into your financing strategy.
  • Delivers built-in tax benefits while promoting community impact.
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Up to $10 Million Funded

Secure subordinate financing tailored to your cash flow and growth goals, supporting your business and benevolent commitments.

Flexible Terms

Choose 1 to 2-year repayment terms with competitive rates starting at 15%, allowing you to balance financial needs with philanthropic initiatives.

Second Lien Position

Subordinate to your senior lender, providing capital without added collateral demands or equity dilution.

No Collateral or Strings Attached

Enjoy financing free of collateral coverage, equity requirements, warrants, or restrictive covenants—empowering your growth and charitable strategy.

Who qualifies

  • Minimum 1 year in business, demonstrating operational stability and community commitment.
  • Personal credit score of 600 or higher, reflecting financial responsibility.
  • At least $1 million in annual sales, supporting consistent cash flow and giving capacity.

Why Choose Benefund Sub Debt?

BeneFund’s loan programs are crafted to promote ethical capitalism, empower visionary founders, and nurture long-term prosperity. With quick approvals, flexible terms, and transparent structures, your success drives collective good.