Personal Start up Loans

Eligibility requirements include a 700+ credit score on at least 2 of 3 bureaus, 5+ active revolving accounts, a history of installment loans, fewer than 3 inquiries per bureau in the last 6 months, credit utilization of 40% or less, and verifiable income (taxes, pay stubs, W-2s, etc.). Applicants complete a simple online application. Loan amounts range from $25,000 to $500,000.

Personal Start up Loans

Buy Equipment

Own the tools needed to scale operations, with no liens restricting your assets

Lease or Improve Property

Invest in your workspace or commercial real estate

Expand Your Team

Hire talent to support your growth

Marketing

Fund smart promotional campaigns that boost your brand presence

Who qualifies

Why Choose Benefund Startup Loans?

Fast funding to jumpstart your business. Soft credit check—no impact on your credit score. Competitive rates keeping borrowing affordable. Predictable monthly payments for easy financial planning. No penalties for early payoff. Keep full ownership—no giving up equity. Apply for Your Startup Loan Now